Health Insurance

When to Look for Health Insurance

  • Retired and need something to bridge you to Medicare?
  • Self employed and don’t have a group health insurance plan? 
  • In between jobs and need something temporary? 
  • Turning 26 and coming off of your parent’s health insurance plan? 
  • Did your family recently lose Medicaid eligibility?

Why Work With an Independent Insurance Advisor

Working with an independent insurance advisor when purchasing health insurance can have several benefits compared to going through the process on your own or relying solely on a single insurance company’s agents.

Access to Multiple Options: We work with multiple insurance companies and have access to a wide range of health insurance plans. This means we can provide you with a broader selection of options tailored to your specific needs and budget.

Objective Advice: We don’t have exclusive ties to any one insurance company, so we can offer objective advice. We’re not driven by commissions or quotas that may influence the recommendations made by agents of a single insurer.

Customized Recommendations: As an independent advisor we can assess your unique situation, including your health needs, budget, and preferences, and then recommend plans that are best suited to your individual circumstances. This personalized approach can help you find coverage that meets your specific requirements.

Cost Savings: We compare prices and coverage across multiple insurers. This can lead to cost savings because we can identify plans that provide the best coverage at a lower cost and help you find subsidies or tax credits you may be eligible for.

Expertise: Louisa is an experienced insurance professional who has been in the industry for more than 10 years and understands the complexities of health insurance and can explain the intricacies of different policies. She can also help you navigate the enrollment process and assist with any claims or issues that may arise.

Ongoing Support: After you purchase a policy, we continue to provide support. We can assist with questions, changes to your coverage, and help you make informed decisions when it’s time to renew or switch plans.

Advocacy: If you encounter issues with your insurance coverage or claims, we act as an advocate on your behalf to resolve disputes and ensure you receive the benefits you’re entitled to.

Up-to-Date Knowledge: Insurance regulations and plans can change frequently. We stay informed about industry developments, ensuring you receive the most current information and options.

Peace of Mind: Knowing that you have an expert by your side to guide you through the complex world of health insurance can provide peace of mind. It can help you make confident decisions about your coverage and financial protection.

Call to Schedule an Appointment

(815) 200-6939

We can discuss your insurance needs with a one-on-one appointment in person, over the phone, or through video conference
Or you can contact us through our
ONLINE FORM