Travel Insurance

What Travel Insurance can Cover

  • Trip Cancellation, Travel Delays, and Missed Connections
  • Lost or Delayed Luggage
  • Natural Disasters and Political Unrest
  • Medical Emergencies
  • Liability Coverage

Traveling is a wonderful experience that allows us to explore new places, cultures, and create lasting memories. However, no matter how meticulously we plan our trips, unforeseen events can disrupt our plans and turn a dream vacation into a nightmare. This is where travel insurance comes into play.

Trip Cancellation, Travel Delays, and Missed Connections

Life is unpredictable, and sometimes unforeseen circumstances force us to cancel or interrupt our travel plans. Travel insurance can reimburse you for non-refundable trip expenses in case you need to cancel your trip due to reasons like illness, a family emergency, or unexpected work obligations. It can also cover additional expenses incurred if your trip gets interrupted due to unforeseen events, such as travel delays and missed connections.  Travel Insurance could provide reimbursement for accommodations, meals, and alternative transportation so you are not left stranded or out of pocket.   

Lost or Delayed Luggage

Imagine arriving at your dream destination only to find that your luggage has been lost or delayed. Travel insurance can provide compensation for the belongings you lose or the expenses you incur due to baggage delays. This ensures that you have the means to purchase essential items while you wait for your luggage to be returned.

Natural Disasters and Political Unrest

Mother Nature doesn’t always cooperate with our travel plans, and political situations can change rapidly. Travel insurance can protect you from the financial impact of natural disasters or political unrest at your destination. It can cover the cost of rebooking flights, finding alternative accommodations, and even evacuations if necessary.

Medical Emergencies

One of the primary reasons for having travel insurance is to protect yourself against unexpected medical emergencies while abroad. In many countries, healthcare costs can be exorbitant for travelers without insurance. Travel insurance provides coverage for medical expenses, ensuring that you receive the necessary medical care without worrying about the financial burden. Whether it’s a minor injury or a severe illness, having travel insurance can be a lifesaver.

Liability Coverage

Accidents can happen, and you may unintentionally cause damage or injury to others while traveling. Travel insurance often includes liability coverage, which can protect you from legal and financial consequences in case you are held responsible for such incidents.


Call to Schedule an Appointment

(815) 200-6939

We can discuss your insurance needs with a one-on-one appointment in person, over the phone, or through video conference

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